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A 0% interest offer you can use again and again.

Our 0% interest offer is better than just an introductory offer. Simply spend over £99.00 and you get 0% interest for 4 months on that purchase. The great thing is you’ll automatically get 0% for 4 months every time you spend over £99.00. So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases.

It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and we’ll give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores.

How our 0% offer works.

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Spend £99.00 or more in one go with PayPal Credit.

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Then automatically get 0% interest for 4 months on that purchase.*

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Even better, you can use this offer again and again on every purchase over £99.00.

Representative Example:

Representative

23.9% APR (variable)

Purchase interest rate

23.9% p.a. (variable)

Assumed Credit limit

£1,200.00

No card. No hassle. Just credit with plenty of benefits.

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Instant access

If approved, you can start shopping straightaway with PayPal Credit.

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Offer never expires

0% interest for 4 months every single time you spend £99.00 or more in one go.*

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Convenient way to shop

PayPal Credit is accepted at thousands of online stores.

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On your side

We know how busy you can be so we’ll send you payment reminders.

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Pay in instalments

Monthly instalment offers at selected merchants so you can spread the cost over longer periods.

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In safe hands

Your details are never shared and PayPal Buyer Protection covers your eligible purchases.

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Easy management

Manage your PayPal account anywhere – on your desktop, mobile or tablet.

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Shop faster

Speed through checkout quicker and easier with just an email address and password.

Applying is simple.

1

Complete the short online application form.

2

If approved and you accept, you’ll have a credit limit attached to your PayPal account almost immediately.

3

Start spending straightaway at thousands of online stores with PayPal Credit.