Buy now, pay later with PayPal Credit
PayPal Credit is like a credit card without the plastic. And with 0% interest for 4 months on all purchases of £99.00 or more, it’s the perfect way to spread the cost of larger online purchases.*
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A 0% interest offer you can use again and again.
Our 0% interest offer is better than just an introductory offer. Simply spend over £99.00 and you get 0% interest for 4 months on that purchase. The great thing is you’ll automatically get 0% for 4 months every time you spend over £99.00. So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases.
It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and we’ll give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores.
How our 0% offer works.
Spend £99.00 or more in one go with PayPal Credit.
Then automatically get 0% interest for 4 months on that purchase.*
Even better, you can use this offer again and again on every purchase over £99.00.
*During the 4 months’ offer period, the 0% balance is included in calculating your monthly repayments. You must make your minimum monthly payment or your 0% offer may be removed. Any remaining balance due after the offer period or any transactions under £99.00 will be charged interest at your standard variable rate.
Representative Example:
Representative
23.9% APR (variable)
Purchase interest rate
23.9% p.a. (variable)
Assumed Credit limit
£1,200.00
Your actual interest rate and credit limit may vary depending on your individual circumstances.
Subject to status. Terms and conditions apply. UK residents only.
No card. No hassle. Just credit with plenty of benefits.
Instant access
If approved, you can start shopping straightaway with PayPal Credit.
Offer never expires
0% interest for 4 months every single time you spend £99.00 or more in one go.*
Convenient way to shop
PayPal Credit is accepted at thousands of online stores.
On your side
We know how busy you can be so we’ll send you payment reminders.
Pay in instalments
Monthly instalment offers at selected merchants so you can spread the cost over longer periods.
In safe hands
Your details are never shared and PayPal Buyer Protection covers your eligible purchases.
Easy management
Manage your PayPal account anywhere – on your desktop, mobile or tablet.
Shop faster
Speed through checkout quicker and easier with just an email address and password.
Applying is simple.
1
Complete the short online application form.
2
If approved and you accept, you’ll have a credit limit attached to your PayPal account almost immediately.
3
Start spending straightaway at thousands of online stores with PayPal Credit.